OK…
If I’m going to make this whole engagement and marriage thing work the way I want it to work, I’m going to have to pay off some bills. I have quite a bit of debt that just needs to go the way of the dodo. The only debt that I want to have on my wedding day (Spring, 2006… be there or be square) is my student loans.
So…
I need to find a part-time job, preferably at night, preferably Monday through Friday (but I’m not completely ruling out the weekend). If anyone out there in O-Town knows of something available that fits those preferences, please let me know. I will be in your debt… and that’s a debt I don’t mind having. 🙂
Thanks…
–sam
uh, i know i should know this but what are your skills? i mean, do you want a ‘puter job? or just any job? let me know and i’ll keep my ears open.
cheers!
I’m just looking for anything really. ‘puter work is fine too. Heck… I wouldn’t even mind bagging groceries to be perfectly honest. As long as I can make an extra $100 per week without working more than 15 hours I’ll be happy.
–sam
i will keep a look out for you!
Good luck on your quest to be debt free! After next month I will be completely debt free with the exception of my student loans. That probably makes me a bad American. We’re all supposed to go in debt to support big corporate interests. It’s the American way of life.
Have to you considered that you can save money on the back end? You can save a ton of money on your taxes by forming your own business. The company can lose money for three years without having the taxes inspected. Let’s say that you formed a company that leads hiking vacations. You could write off the cost of your vacations and your honeymoon. After all, you’re just scouting for destinations to take clients. You could also write off film equipment, your email and LJ accounts, and anything that you can connect with a possible business expense. It’s an easy way to put money in your pocket without doing any work.
Thanks for the tip. When Gus and I ran our comic book business most everything was in my name… and I reaped the benefit of losing money for both of the years I claimed it on my taxes.
–sam
i think you’ve got totally the right attitude however, i think that thtere isn’t a reason why you should aim to pay everythign off, just if thye are interest linked, get them done sooner rather than later when your base rates finally start to increase.
This whole debt thing is stupid because we’re like you guys in the US and quite honestly its not our fault monetary policy has been so loose making it too easy for those to lend money and cheap to borrow whilst at the same time, not making sure that incomes are going up. Thats as an economist going.
I’m curious, as a person with student loans to repay like me, do you think you are more or less inclined to save money. I’d like to save up a little nest egg for myself but i’ve got a slight complication in my relationship.
I thinkt he one thing you should never do in a relationship is borrow money off your partner or their family. What do you think?
Sameen
I think it’s a bad idea to borrow from your partner or their family. The only way to do it is to write up a contract so the obligations of both parties are set out in paper. Most people feel uncomfortable about putting these types of transactions down in contractual terms, but if they are treated as any other loan the likelihood of defaulting on the loan decreases.
As for saving… The only way I currently save money is through a 401k (a tax-deferred investment account that is drawn directly from my paycheck). It’s the only way I’ve found that I can actually save anything as I’m completely horrible at keeping money in the bank.
With regard to the debt. I have quite a bit of mid to high interest debt floating around. My plan is to tackle the debt with the highest interest rate and work my way down. Having debt isn’t the end of the world, but it makes sense to me to pay it off before marriage. I don’t want financial troubles of any kind to cause strife.
–sam